Reference Library

Information for End Users

• Notice to users of Consumer Reports

Important Forms for Consumers

• Summary of Your Rights under the Fair Credit Reporting Act - English & Spanish Versions
• California Summary of Rights
• New Jersey Summary of Rights
• Washington Summary of Rights
• New York Article 23-A
• Vermont Notice of Rights
• Remedying the Effects of Identity Theft

For the curious and self-educating types, Info Cubic offers these helpful links:

• The Fair Credit Reporting Act (FCRA). An act that provides guidelines for the use of consumer reports.
• Fair and Accurate Credit Transactions Act. Helps prevent identity theft while improving the resolution of consumer disputes, the accuracy of consumer records, and the use of, and consumer access to credit information.
• The Americans with Disabilities Act (ADA)
• Equal Employment Opportunity Commission Guidance on Pre-Employment Inquiries under the Americans with Disability Act. Guidance about pre-employment disability-related questions and medical examinations.
• Sarbanes-Oxley Act of 2002. Enacted to protect investors by improving the accuracy and reliability of corporate disclosures made pursuant to the securities laws, and for other purposes.
• Federal Deposit Insurance Corporation (FDIC) Federal Deposit Insurance Act
• Department of Transportation (DOT) Requirements. Rules and regulations from the Federal Motor Carrier Safety Administration.
• Department of Transportation (DOT) Drug Testing. DOT Urine Specimen Collection Guidelines for the U.S. DOT Workplace.